TAKE THE FIRST STEP TO
HOME OWNERSHIP & GET
PRE-APPROVED TODAY!

Secure Your Home Loan Pre-Approval

Experience our hassle-free, no-obligation pre-qualification process that strengthens your Home Loan application. Fill out the online application form below with your basic details, and we’ll help you with a Home Loan. Our Home Loan Experts will conduct a swift personal credit check. We will assist you in completing a single application form that can be submitted to all banks on your behalf, including your own

Pre-Approval Form
Full Name
Full Name
First
Surname
Consent
Ezi Homeloans will only use my personal and/or special personal information for the purposes of providing products that I am applying for. I agree to the Ezi Homeloans terms and conditions and the privacy policy and I give Ezi Homeloans permission to contact me in connection with their services.
Consent
I hereby agree for Ezi Homeloans to use my personal and/or special personal information for the purposes to preform a credit score check and to contact me and supply me with the results.

three simple steps to get pre-approved

1. Your credit score
A credit score of 600 or higher generally provides a decent chance of home loan approval, though this can differ between banks. A score of 670 or above is regarded as excellent, greatly increasing your home loan approval odds. Scores under 600 are categorized as high to very high risk. If you fall into this category, it’s advisable to work on improving your credit record.

2. Know your budget and how much you can afford
Use our Ezi to use Affordability Calculator and work out the Home Loan value you could qualify for based on your current gross income. The bank generally allows you a loan on which the repayments are no more than 30% of your gross monthly income. Ezi Homeloans will help you understand how much you can borrow

3. Recieve our Pre-Approval Certificate
We will issue you with a Pre-Approval Certificate that is valid for 90 days, indicating the potential loan amount you could qualify for, allowing you to home shop with confidence!

You can shop confidently…
Knowing your credit score gives you the opportunity to resolve any concerns before seeking a home loan.

Gain a competitive edge…
Buyers who can demonstrate their financial readiness are often preferred by sellers when accepting an offer.

Make an offer to purchase…
Pre-approval prevents you from making an offer on a property beyond your means. Why take the chance of facing disappointment?

utilise our ezi to use calculators

AFFORDABILITY
CALCULATOR
repayment
calculator
transfer costs
calculator
ADDITIONAL Payment
Calculator
Amortization
Calculator

have any questions?

Find answers to all your questions around buying a property, affordability and more…

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