Bond & Transfer Cost Calculator

Calculate your bond registration and property transfer costs

Ts & Cs apply:

  1. This estimate is provided for general informational purposes only.
  2. Rates, taxes, sectional title levies, or other property specific charges are not included.
  3. Estimated sundries charges (post, petties, FICA etc) vary based on the property and the attorney firm specific fees.
  4. Included in this estimation is Bank Initiation Fee that is a one-time bank fee, which you have the option to add to your bond account. This may not be reflected in other calculators.

When comparing our calculator results with others, please ensure you're comparing equivalent values.

TOTAL COSTS: R0


BOND COSTS ON A LOAN OF R0

Bond Fees: R0

Sundries: R0

Bank Initiation Fee: R0

VAT: R0

Bond Deeds Office Fee: R0


TOTAL BOND REGISTRATION COSTS: R0


TRANSFER COSTS ON A LOAN OF R0


Conveyancer's Fee: R0

Sundries: R0

VAT: R0

Transfer Duties: R0

Deeds Office Transfer Fee: R0


TOTAL PROPERTY TRANSFER COSTS: R0

calculator definitions

Total Costs: The combined cost of registering your home loan and transferring the property into your name.
 
Bond Costs: Fees for services provided by bond attorneys to register your bond on the property’s Title Deed.
 
Bond & Transfer Deeds Office Fees: Fees listed in the Government Gazette and based on the bond amount.
 
Sundries: Post, petties FICA, other fees incurred during bond registration and transfer, which vary from transferring attorney to transferring attorney

Bank Initiation Fee: Once off fee charged by banks to open your home loan account.
 
Transfer Duty: The government tax paid to transfer a property into your name, applicable for properties valued over R1 million.
 
Property Transfer Costs: Fees for transferring the property into your name, payable to the conveyancing attorneys.

faq’s


Are there other additional expenses to consider?

After securing your bond and accepting it, you will need to cover the expenses for registering the bond and transferring the property.
You will need to consider an amount for rates & taxes. If purchasing in a sectional tittle scheme there will be sectional title levies and other charges that may be property specific

Are these obligatory payments?

It is mandatory to settle the bond registration costs and attorneys’ charges. If your property costs less than R1,000,000, you will be exempt from paying transfer duty.

Are these costs negotiable?

There may be room for negotiation when it comes to bond registration and transfer costs, although transfer duty, paid to SARS, is non-negotiable.

Disclaimer:
Please Note: The interest rate displayed here is the current, national, prime interest rate, as set by the South African Reserve Bank. The interest rate offered by your bank when applying for a loan may vary.
Although every effort has been made to ensure the accuracy of our calculators, Ezi Homeloans. and its subsidiaries accept no liability in respect of any errors contained herein. Under no circumstances will Ezi Homeloans and its subsidiaries be liable for any loss or damages whatsoever arising from the use of this calculator.

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